Key Takeaways:
- Danmarks Nationalbank discovered 4% of Danes owned crypto in 2025, displaying possession has stalled since 2023.
- Most native traders maintain BTC or ETH, although Danish financial institution warning retains adoption beneath 11% in Norway.
- Future buying and selling will doubtless heart on MiCA licensed platforms as solely a small share use non-public wallets.
Demographic Tendencies and Most well-liked Belongings
Roughly 200,000, or 4%, of Danish residents owned cryptocurrencies in 2025, the identical as in 2023, a brand new central financial institution research revealed. In keeping with the research report, crypto-asset possession amongst residents appears broadly in keeping with 2023 ranges regardless of the elevated worldwide consideration the belongings obtained final 12 months. Nevertheless, the proportion of Danes who personal crypto—present in a survey of three,013 residents aged 15 and older—is barely decrease than the 6% (300,000) reported in a 2024 research by the Danish Ministry of Taxation.
In the meantime, the most recent Danmarks Nationalbank survey discovered crypto-asset possession is most typical amongst residents below 40 and step by step declines with age. Round 80% of crypto homeowners maintain considered one of three cryptocurrencies: bitcoin ( BTC), ethereum ( ETH) or XRP. Then again, solely 20% of respondents stated they maintain stablecoins of their portfolios.
The research additionally famous that crypto possession within the nation is way decrease than in fellow Scandinavian Norway, the place it stood at round 11%. Whereas this distinction might be attributed to varied components reminiscent of methodological variations or pattern choice, the survey findings might mirror a historic bias towards crypto-assets by banks.
“Danish monetary establishments have traditionally taken a cautious strategy to crypto-assets. That is mirrored, amongst different issues, in the truth that most Danish establishments have beforehand not allowed their clients to buy crypto-assets through their platforms and have discouraged such investments on the grounds that they contain excessive threat,” the survey report states.
Valuation and Revenue Distribution
When it comes to common holdings, the research discovered most respondents report whole crypto-asset holdings with an estimated worth beneath $1,575 (10,000 Danish krone), and solely a small share report holdings valued above $7,880.
General, the worth of crypto-assets held by Danish residents ranged between $472 million and $1.26 billion. Concerning the disparity between lower- and higher-income teams, the report states:
“The earnings distribution reveals that crypto-owners are overrepresented within the larger earnings teams in contrast with others, and vice versa. The comparatively larger earnings means that crypto-owners usually tend to have the monetary capability to spend money on high-risk belongings.”
The survey additionally discovered most residents in Denmark commerce and maintain their crypto-assets by way of platforms licensed and topic to supervision below the Markets in Crypto-Belongings (MiCA) regulation. Solely a smaller share report holding crypto-assets in their very own wallets, the place custody takes place with out the involvement of a 3rd get together.
